Built for Canadian Mortgage Brokers

Your Brand.
Their Deal.
Your Edge.

BrokerBoxx is the AI-powered professional toolkit built exclusively for Canadian brokers. Income analysis, deal structuring, fraud detection, and 14 calculators — all branded to you, not us.

Start Free Trial See the Tools
No credit card required
Data stored in Canada
Set up in 5 minutes
app.brokerboxx.ca/dashboard
47
Deals This Month
4.79%
Best Rate Live
12h
Time Saved
💰
Income Analyzer
T4 · NOA · Bank Statements
AI Powered
🏗️
Deal Structurer
A / B / C Tier Analysis
AI Powered
🔍
Fraud Checker
Document Risk Screening
AI Powered
🧮
Calculator Suite
14 Canadian Calculators
Free to Run
Works with rates from First National Merix Financial MCAP RFA Equitable Bank CMLS Radius Financial + All Canadian Lenders
14+
Mortgage calculators — all branded to you
30s
Average time to qualify income from a T4
100%
Canadian — semi-annual compounding, CMHC, OSFI
$0
Branding cost — your name on every report, day one

Why BrokerBoxx

Built Different.
Because the Market Is.

🎯
Your Brand. Full Stop.
Every report, every PDF, every client output carries your name, your logo, and your colours. Clients see a professional — not a vendor. BrokerBoxx stays invisible.
⚡
AI Does the Heavy Work
Income qualification that used to take 20 minutes takes 30 seconds. Deal structure analysis that required three tools and a spreadsheet happens in one click.
🍁
Canadian from the Ground Up
Semi-annual compounding. OSFI stress test. CMHC rules. Provincial LTT for every province. FINTRAC-compliant AML tools. Not adapted from a US product — built here.

The Toolkit

Everything You Need.
Nothing You Don't.

Every AI-powered tool outputs a branded report with your name, license, and colours. Every calculator runs instantly — no API cost, no limits.

💰
Income Analyzer
T4, NOA, bank statements, rental, business income — A and B lender scenarios side by side with stress test applied
AI Powered
🏗️
Deal Structurer
Full scenario analysis — best-fit lender tier, GDS/TDS ratios, property flags, and a client-ready document checklist
AI Powered
🏦
Down Payment Analyzer
Savings, gifts, RRSP HBP, sale proceeds — multiple sources verified into one output with sourcing requirements
AI Powered
🔍
Fraud Checker
PDF metadata, mathematical consistency, font irregularities, date logic — structured risk output for broker judgment
AI Powered
🗺️
Property Valuation
Address confirmation via Google Maps, satellite view, comparable sales context, and a broker opinion of value in your brand
AI Powered
🛡️
AML Risk Assessment
FINTRAC-compliant borrower risk scorecard with EDD checklists and Velocity report export — fully documented
Compliance
📥
Rate Importer
Paste any lender email or upload a PDF rate sheet — Claude extracts every rate and you choose which 8 to publish live
AI Powered
🧮
Calculator Suite
14 calculators: payment, affordability, CMHC, LTT all provinces, IRD penalty, bridge financing, rental cash flow, and more
14 Calculators
🌐
Broker Website
Your branded website at brokerboxx.ca/[your-name] — generated from your profile with live rate cards and lead capture
Included

Income Analyzer

Qualify Income in 30 Seconds.

Upload any combination of T4s, NOAs, bank statements, rental income, or business financials. BrokerBoxx reads the documents and delivers A-lender and B-lender qualifying income side by side — stress test applied, GDS/TDS calculated, flags surfaced.

All income types: employment, self-employed, rental, pension, disability, investment
A and B lender scenarios with separate qualifying rules
OSFI stress test automatically applied to A-lender scenarios
Branded PDF output ready for your file or client delivery
Income Analyzer — Results
$118K
A-Lender Qualifying
$142K
B-Lender Qualifying
6.79%
Stress Test Rate
GDS31.4% / 39% limit
TDS40.1% / 44% limit
Strong Employment Profile
Salaried full-time, 4+ years tenure, no probation concerns
Rental — T776 Required
80% gross offset applied. Provide T776 for A-lender submission

Deal Structurer

Know Your Tier Before You Submit.

Enter the full client scenario — property, income, debts, down payment. BrokerBoxx recommends the best-fit lender tier from A-insured through C-equity, calculates GDS/TDS ratios, flags property issues, and generates a custom document checklist.

A-insured, A-insurable, A-conventional, B-urban, B-rural, and C-equity
Property flags: as-is sales, rural, mobile home, condo LTV limits
Up to 6 borrowers with individual income and debt tracking
Stress test toggle — switch off for B and C lender scenarios
Deal Structurer — Recommendation
A-Insured  ·  Best Fit
31.2%
GDS / 39%
38.7%
TDS / 44%
88.5%
LTV
CMHC Premium: $16,720
4.00% on 88.5% LTV — added to mortgage balance
Property: Condo
Confirm no special assessments pending. Verify status certificate
Document Checklist
2 years T4 slips — both borrowers
90-day bank statements — all accounts
Condo status certificate

Rate Importer

Your Rates. Always Current.

Paste any lender email or upload a rate sheet PDF. Claude reads it — regardless of format — and extracts every rate into a structured table. You review, edit, choose your best 8, and publish. Your website and embed widget update instantly.

Works with any format: tables, paragraphs, PDFs, images
Full rate library accumulates over time — searchable and sortable
Choose 8 rates to publish — rest stay in your library
One publish click updates your website and all embed widgets
Published Rate Cards — Live
5-Yr Fixed — Insured
4.39%
High Ratio · OAC
5-Yr Fixed — Conv.
4.59%
Conventional · OAC
3-Yr Fixed
4.49%
Insured · OAC
Variable Rate
4.95%
Prime − 0.55%
✓ Published — website and embed widget updated

Getting Started

Up and Running in Minutes.

No developer. No IT department. No onboarding call required.

1
Create Your Profile
6-step wizard — name, license, brokerage, logo, colours, and tool defaults. Everything personalizes from here.
2
Your Website Goes Live
Your branded broker website is ready at brokerboxx.ca/[your-name] the moment you complete onboarding.
3
Run Your First Analysis
Upload a T4 or paste a client scenario. See a branded, professional output in under 60 seconds.
4
Look Like a Pro
Hand your client a report with your name and logo. Every deal. Every time. No more Google Sheets.

Built in Canada

Every Rule. Every Province.
Every Calculation.

Most mortgage tools are American products with Canadian flags on them. BrokerBoxx was built from scratch for how mortgages actually work in Canada.

🍁
Semi-Annual Compounding
Every calculation uses the correct Canadian formula — never monthly compounding like US tools. The math is right, every time.
📋
OSFI Stress Test
Contract rate + 2% or 5.25% floor, automatically applied to all A-lender qualifying scenarios with one toggle to disable for B and C.
🏠
CMHC Insurance Rules
Correct premiums, eligibility rules, PST by province, and the $1.5M price ceiling — always current.
🗺️
All 13 Provinces & Territories
Land transfer tax for every province including Toronto municipal LTT, FTHB rebates, and Alberta title transfer fees.
🏦
All Provincial Regulators
FSRA, BCFSA, RECA, AMF and all provincial regulators — licensed professionals across Canada, not just Ontario.
🔒
Data Stays in Canada
All broker and client data stored in Montreal (Supabase ca-central-1). PIPEDA compliant. Documents analyzed in real time — never stored.

"I've been a mortgage broker for over 15 years and reviewed billions in residential and commercial loans. I built BrokerBoxx because nothing else in the market was built for how Canadian brokers actually work — the math was wrong, the tools were generic, and nothing was branded to us. We deserve better."

MS
Malcolm Stoffman
Principal Broker, RMA  ·  Founder, BrokerBoxx  ·  Hamilton, Ontario

Pricing

Start Solo. Scale With Your Team.

Every tier includes all tools, branded reports, and AI-powered analysis. Upgrade anytime — no contracts, no setup fees.

Monthly Annual 1 mo free
Solo
$69.99
per month
1 agent seat included
+$59.99/mo per additional seat
  • All 14 calculators
  • Income & down payment analysis
  • Deal Structurer & fraud checker
  • Branded PDF reports
  • Broker website included
  • Admin (view-only) seats — $29.99/mo
Get Started
Best Value
Team-3
$64.99
per month
1 agent seat included
+$54.99/mo per additional seat
  • Everything in Solo
  • Lower per-seat rate for growing teams
  • Shared brokerage branding
  • Property valuation
  • Admin (view-only) seats — $29.99/mo
  • Priority support
Get Started
Team-5
$59.99
per month
1 agent seat included
+$49.99/mo per additional seat
  • Everything in Team-3
  • Lowest per-seat rate — best for established teams
  • Dedicated onboarding call
  • Admin (view-only) seats — $29.99/mo
Get Started
10 or More Agents
Contact for Custom Pricing and Solutions
Unlimited · White Label Available
  • Everything in Team-5
  • Volume seat pricing
  • Optional full white-label — remove all BB branding
  • Custom domain support
  • Usage & analytics dashboard
  • Dedicated account manager
Contact Us

14-day free trial on all tiers. Annual plans get one month free. Cancel anytime. Website add-ons (rate cards, calculators, live URL) available from your dashboard after signup.

Ready to Look Like
The Professional
You Already Are?

Join Canadian mortgage brokers who've replaced spreadsheets, generic tools, and manual calculations with a platform that reflects their expertise — and their brand.

Start Your Free Trial Talk to Malcolm
Founding member pricing — lock in your rate forever when you join during early access